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debt consolidation, increase cash flow, high interest debt

Wouldn’t spring cleaning be so much more gratifying if – somewhere under dusty barbecue parts and outgrown hockey skates – you found an envelope with, say, $5,000 in cash? Wouldn’t that make spring cleaning worthwhile? Of course it would! Read more →

 

high interest debt, financial savings, retirement planning, slaney mortgages

We all want a solid financial rock under our feet when we retire. the problem is…it can be hard to save for retirement, especially if you are struggling to pay a mortgage, car loan and credit card debt.

The solution? Roll it up. You may be able to roll your existing high interest debt into your mortgage. You’ll be shocked by what you can save in interest. Read more →

holiday bills, debt consolidation

Holiday Bills? Personalized Pay-down Plan

Most Canadians suffer with their highest personal debt load in January, when the “holiday hit” arrives and your credit card statements let you know just how much you spent on the festive season. It’s especially hard if you already had a burgeoning debt load before the holidays.  That’s why it’s the perfect time to talk about a Personalized Pay-down Plan. Read more →

Good Debt VS. Bad Debt

good debt, bad debt, smart savings, debt consolidation

There is such a thing as good debt.  Good debt is temporary, manageable debt that can bring you closer to your financial goals. It includes a well-structured mortgage, or borrowing to invest when it is designed to improve your overall financial position. Read more →